Instructions
One of the most dramatic trends in banking is the consolidation of

Instructions
One of the most dramatic trends in banking is the consolidation of banks, also known as mergers. The merger began mostly with smaller banks and has progressed to some of the largest banks in the country. Bank consolidations have led to record profits for banks, but are all mergers better for customers?
Use this discussion to address this concern along with any other concerns with the consolidation trends. Discuss if you think this is a positive or negative development. What risk do you think these mergers present? Should the federal government monitor these mergers? Why or why not? Please explain your rationale.